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Short Term Health Insurance in Illinois |
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Easily Compare and Apply for Short-Term Health Insurance Plans with CB Health Insurance
CB Health Insurance has the best Illinois short-term health insurance rates, available to you at the click of a button. It is our goal to assist you in comparing and applying for short-term health insurance that is comprehensive and affordable.
Who Needs Short-Term Health Insurance?
- Individual/Family that can’t afford COBRA premiums.
- Recent College Grads looking for a job.
- College students over age 26 or adult children over 26 (See BLOG on New IL Law - Home page)
- People between jobs
- People waiting for benefits at new job
What is Short-Term Health/Medical Insurance?
Short term medical insurance (STM) is major medical coverage that is purchased for a limited time, typically 6 months to 1 year. It is STOP-GAP Coverage. At the end of the time frame, the policy terminates; therefore, it is NOT a good long-term solution. However, it's great for anyone who needs insurance for less than 1 year. It is 'GAP' insurance between policies so that your health insurance coverage won't STOP.
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- Pay single lump sum (20% discount) or billed monthly
- Purchase up to 6 mos.
- Coverage can be “rewritten” for new & separate coverage period, as long as you requalify (not to exceed 3 coverage periods)
- FREE Discount Drug Card included.
- $1 million coverage; does not ask "Have you ever been declined" question
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- Largest PPO network in Illinois
- Access to nationwide PPO when you travel
- Deductible from $500 to $5000
- $5 million coverage, can purchase 1, 2, 3, 4, 5, 6 month plan
- Must pay lump-sum; no option to pay monthly
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- Gold and Sliver options available
- $1 million of coverage, choice of deductibles, 80/20 coinsurance
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- Deductible form $500 to $5000
- Can purchase 6 months or 12 months
- 2 Million of coverage
- Pay monthly or all at once
- Coverage cannot be rewritten
- Does not ask "Have you ever been declined for insurance"
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- Can purchase 6 mos. Or 12 months all at once or monthly
- Can purchase the EXACT # of days that you need ie. 45 days
- Option to pay monthly – pay as you go ; Cancel at any time if you pay monthly; no refunds for advanced payments
- Can be rewritten unlimted times
- Can go to ANY doctor - NO NETWORK! Also H.S.A. option Available!
- Online application (You will need to use agent number C1829 to get the quotes.)
- Does not ask "have you ever been declined.
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Let CB Health Insurance answer any additional questions you may have about short-term health insurance. Apply for a quote online now, or call (630) 279-1742 to speak with an expert and find the best plan for you.
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